The easier alternative to a Joint Account

Pockit is an award winning prepaid Mastercard® and account. Here's just a few reasons why 900,000+ of our members love Pockit:

Prepaid Mastercard® 💳

1. Start shopping today — add your Pockit card to Apple or Google Pay; to shop online — check the Pockit app to see your instant card details
2. Easy to top up — add money via bank transfer, debit card or load cash via PayPoint
3. Easy to take cash out — at any ATM with Mastercard® logo or PayPoint store near you
4. Manage card on the go — instantly lock your card if it’s lost or stolen, get a new one easily in the app
5. Stay on top of your money — get instant spend notifications and balance updates

Prepaid account 📲

1. Instant UK account number — add up to £5,000 at a time (or up to £10,000 — just send your most recent payslip or benefits letter)
2. Get paid early — get your salary or benefits paid into your Pockit account and we’ll advance you the money a day earlier for FREE
3. Send money in the UK & 55+ countries abroad
4. Manage all your bills in one place — set Direct Debits, pay rent and top up Paypal easily

Find extra cash 💰

1. Earn cashback rewards — pay with Pockit and earn up to 15% cashback rewards from high street retailers
2. Cut your bills — find a better deal on your broadband, TV and mobile and you could save up to £264 a year
3. Get a chance to win £250 a week — just shop with your Pockit card for a chance to win £250 every week (terms apply)

Pockit's mission is to help everyone to benefit from full and fair access to the financial system.

You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!

We accept more than 30 documents, which means most likely we've got you covered. Our team treats each case individually to make sure you get the attention you need.

You have to be over 18 years old to qualify for a Pockit account though.

Your Pockit card should work anywhere that accepts Mastercard®.

There are some exceptions though:

1. You won't be able to pay at a petrol pump. Instead, take your Pockit card straight to the cashier to pay for your petrol
2. Some airlines which do not accept prepaid card payments in-air so be sure to withdraw some cash if you need to spend money mid-air
3. Dating and Escort Services including advertising services
4. Quasi Cash Services
5. POI Funding Transactions
6. Massage Parlours

The simple answer is NO, you can't spend more than you have in your Pockit account. This is a great way to make sure you don't overspend!

Yes, you can!

To withdraw cash either:

1. visit any ATM with the Mastercard® logo (you'll need your contactless Pockit card)

2. visit one of 27,000 PayPoint stores near you (all you need is your Pockit app)

Yes, your Pockit account supports Direct Debits!

You can add money to your Pockit account quickly and easily by:

1. Transferring money from a different bank account to your Pockit account number (up to £5,000 or up to £10,000 once you sent us your recent payslip or benefits letter)
2. Adding cash at one of 27,000 PayPoint stores near you (up to £250 at a time)
3. Adding money via your debit card (up to £100 at a time)