🤑 A chance to win £250
Top up your Pockit account for a chance to win £250 every week in January. Terms apply
Top up your Pockit account for a chance to win £250 every week in January. Terms apply
Download Pockit app to get started
1Improvements to your credit score are not guaranteed. 2Terms apply.
Pockit Credit Builder costs just £9.99/month. The full breakdown of benefits and fees can be found here.
Sign up to activate your Credit Builder. The credit agencies need to see that you can make regular payments.
Your Fast Track to Credit plan payments of £9.99 are reported each month to the main UK Credit Reference Agencies.
Your credit score is built every month with the Pockit Fast Track to Credit plan. Sign up to start today.
Sign up to activate your Credit Builder. The credit agencies need to see that you can make regular payments.
Your Fast Track to Credit plan payments of £9.99 are reported each month to the main UK Credit Reference Agencies.
Your credit score is built every month with the Pockit Fast Track to Credit plan. Sign up to start today.
1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21
Download Pockit app to get started
1When sending 4,500 GBP abroad over 12 transactions. Powered by Wise (formerly known as TransferWise).
Accurate as of 12.5.21; comparison for BRL, PKR, MYR, CYN, TRY, lKR accurate as of 1.7.21
Download Pockit app to get started
Your Pockit card comes with its own UK account number and sort code, you can add up to £3,000 at a time, and hold up to £5,000 on your card.
Tired of waiting for your branch to open? Add cash quickly and easily at PayPoint store near you — open early ‘til late, 7 days a week5.
Finding nearest PayPoint store is easy with the Pockit app or online.
Download Pockit app to get started
Download Pockit app to get started
Download Pockit app to get started
Download Pockit app to get started
Download Pockit app to get started
All you need to do is pay with your Pockit card at any of our high-street and online partners. You'll receive cashback straight into your Pockit in a few weeks time!
Add money by a bank transfer or at one of 28,000 PayPoint stores near you.
Pay with your Pockit card at one of our Partners online or in-store to earn Cashback.
✓ No need to add offers, it just works
✓ Use your card as many times as you want
✓ Works with promotions and special offers!
No need to keep the receipts or do anything at all to claim Cashback — receive straight into your Pockit account within 60 days of your date of purchase.
"It’s great! Helped me get my credit score back on track."
"Pockit is a fantastic way for low credit score individuals to boost their rating. I would recommend it to everyone."
"Great pre-paid card with contactless facility, saved my day on more than one occasion! Had this card a few years now and my credit rating is at its highest! Thank you Pockit, my trusty pal."
Download Pockit app to get started
Get instant notifications when your card is used, replace and lock your card in a couple of taps, login securely with Face ID and Touch ID
Face ID
Replace card
Touch ID
Lock card
With Pockit, your money is always at your fingertips and your phone is your local branch — open 24/7.
Just add £10+ to qualify. Get your card in 2 working days.
Other delivery methods are available.
£3.99 delivery fee is applicable. Other delivery methods are available.
Withdraw up to £250 at a time
Withdraw up to £100 at a time
Withdraw up to £250 at a time
Other delivery methods are available.
Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.
Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.
Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.
Our partner — Wise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.
The Pockit app is required
Sign up for the Fast Track to Credit plan. All plan payments are shared with all three Credit Agencies from the UK, building your credit score over time.
Responsible use of credit products alongside timely payments of instalments will positively affect your credit score.
Free services for checking your credit score include:
Other free and paid services are available.
All your Fast Track to Credit subscription payments are reported to the three credit agencies from the UK: Experian, TransUnion and Equifax.
Yes, it can still help build your credit score.
Multiple variables contribute to your credit score and missing payments on other loans may have a negative impact.
Best results can be obtained if you use credit products responsibly and boost your credit score by using a credit builder product.
Multiple variables contribute to your credit score and missing payments on other loans may have a negative impact. Improvements to your credit score cannot be not guaranteed.
Best results can be obtained if you use credit products responsibly, make your payments on time and build your credit score by using a credit builder product.
The Fast Track to Credit plan provides you with a set of features and benefits alongside credit builder, and unsatisfactory credit score improvements do not qualify for a refund.
You can still pay the subscription within the grace period of 10 days after a missed payment. After the grace period ends and if the payment has not been processed, you will automatically be downgraded to Pockit Everyday.
Your missed payment will not be reported to the Credit Reference Agencies, however your credit builder product will no longer be active.
You will no longer benefit from the credit building service if you downgrade from the Fast Track to Credit plan.
Download Pockit app to get started
“I love Pockit! It’s brilliant, simple and answers my need.”
