UK account. No credit checks, no fuss.

We're making opening a UK account easy - we accept most forms of ID and won't do a hard credit check.

  • Accepts most forms of ID
  • No hard credit check on your credit file
  • Get started with an account and card in minutes
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Cant get a UK account

Everything you’d expect from a UK account, none of the fuss.

Open your Pockit account today, and start getting your salary or benefits paid into a UK account.

Get paid straight into Pockit

Physical and virtual cards

Build your credit score*

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UK accounts you can trust

We believe in giving more people access to better ways to manage their money. Over 1M+ users in the UK trust Pockit for prepaid cards, budgeting, currency transfers and more.

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Cant get a UK account

Save, send, and spend your way

Access your money with your Pockit card, or manage your money in the app, from transfers and bills, to tracking your budget and more.

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Connect your main bank account

Get started on building your credit

It can be tough to know where to start when building your credit score. If you’re unsure where to start, maybe a Pockit plan is right for you. Read more about our Fast Track to Credit plan to see if this is right for you*.

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Cant get a UK account
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Get a personal account with Cash Advance built in

Get a personal account with Cash Advance built-in

Sign up in 3 minutes and check your eligibility today

Cash Advance is powered by SteadyPay

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The Pockit Card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Inc. Funds held within the Pockit account are issued by PSI-Pay Ltd, authorised and regulated by the Financial Conduct Authority of the United Kingdom under the Electronic Money Regulations 2011 (FRN 900011) for the issuing of electronic money.

Access to payments including FPS, BACS, CHAPS and Direct Debits and associated electronic money accounts are provided by Modulr FS Limited. Pockit Limited is a distributor of Modulr FS Limited, a company Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services.

Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see UK Safeguarding Explanation.

UK Safeguarding Explanation
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