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The Pockit Card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Inc. Funds held within the Pockit account are issued by PSI-Pay Ltd, authorised and regulated by the Financial Conduct Authority of the United Kingdom under the Electronic Money Regulations 2011 (FRN 900011) for the issuing of electronic money.

Access to payments including FPS, BACS, CHAPS and Direct Debits and associated electronic money accounts are provided by Modulr FS Limited. Pockit Limited is a distributor of Modulr FS Limited, a company Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573)  for the issuance of electronic money and payment services.

Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 – for more information please see UK Safeguarding Explanation.

Pockit Limited (FRN 551245) is an Authorised Representative of Steadypay Limited (FRN 789333). Pockit Limited is permitted to assist with the administration of consumer credit products on behalf of Steadypay Limited.

Modulr FS Limited & PSI-Pay Ltd provide safeguarding to Pockit customer's funds in a dual manner. Modulr FS Limited provide the intra-day safeguarding and PSI-Pay Ltd provide the end of the day safeguarding. Please refer to the relevant firm's safeguarding disclaimer below.

Your Card is an e-money product and as such is not covered by the Financial Services Compensation Scheme (“FSCS”).” PSI-Pay Ltd safeguard your funds in accordance with the Electronic Money Regulations 2011, the Payment Services Regulations 2017, and the FCA Client Assets Sourcebook (CASS 15). Your funds are held separately in designated safeguarding accounts with authorised credit institutions. These safeguarding arrangements are designed to protect your funds in the event of insolvency; however, they do not provide the same level of protection as the Financial Services Compensation Scheme (FSCS). For further details on how your funds are safeguarded please “click here”.