Get up to £100 cash advance before your payday

✓ Paid directly into your Pockit account
✓ 0% interest, only a small flat fee
✓ No hard credit checks

Eligibility criteria applies.

Apply now

A small & transparent fee

Peace of mind with a small fixed fee of £4.99 for £50 and £9.99 for £100 advances.

No hard credit checks

A soft credit check may be conducted which does not affect your credit score.

Simple and easy repayment

The advance is repaid automatically when you get your next income.

Get access to Income Advance with Pockit

Sign up for a Pockit account to get access to Income Advance and many other features.

Apply now

Download Pockit app to get started

Download Pockit app

Download Pockit app to get started

Download Pockit app

Advance £50 for £4.99 and £100 for £9.99 flat fee²

Pay 0% interest, no hard credit checks²

Why choose Income Advance?

easy

It's easy

Get your income paid into your Pockit account for 3 months and pay with Pockit regularly to become eligible for a cash advance. See more here

transparent

Transparent

One small fixed fee² of £4.99 per £50 advance, or £9.99 per £100. No missed payment charges, if repaid on time.

instant

Here when you need

If you are eligible you can access a cash advance in minutes, whenever you need it.

hassle free

Hassle free

The advance is automatically repaid when you get paid into your Pockit account.

convenient

Convenient

Here for you when you need it. No more awkward conversations with your boss, family or friends.

Open a Pockit account & start today

Sign up for a Pockit prepaid Mastercard® & get 3 months of income paid in to unlock your cash advance.

Apply now

Download Pockit app to get started

Download Pockit app

Download Pockit app to get started

Download Pockit app

Advance £50 for £4.99 and £100 for £9.99 flat fee²

Pay 0% interest, no hard credit checks²

Trusted by 900,000+ customers

Sarah, London

"It was simple to use and the funds were deposited promptly into my account!"

Jeffrey, Manchester

"It was good to have Income Advance as an emergency backup before payday."

Maria, Bristol

"It tide me over the last couple of days before I was paid."

How to unlock Income Advance

1

Open a new Pockit account in 3 minutes

Open an account in 3 minutes online or using the Pockit app. It's quick and easy.

2

Receive your salary or benefits

Receive your salary or benefit payments (min. £300 a month) to your Pockit account for 3 months to become eligible.

3

Unlock up to £100 in advance

Get your cash advance anytime you need it. We’ll notify you when you are eligible.

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ No credit checks
✓ No minimum balance required

Frequently Asked Questions

How can I access Income Advance?

Open a prepaid Pockit account. Receive 3 months of your wages or benefit payments into your Pockit account (£300 or more a month) and you should be eligible for Income Advance. See more here

Is it really interest free?

Yes, we charge 0% interest. When you access your £50 Income Advance, you will pay a small flat fee of £4.99. When you access your £100 Income Advance, you will pay a small flat fee of £9.99.

What happens if I am late with the payment?

The advance can be repaid at any time within 30 days of receiving it. After 30 days:

  • If you borrowed £50, any transfer of £50 or more will repay the advance.
  • If you borrowed £100, any transfer of £100 or more will repay the advance.

When do I need to repay the advance?

The income advance repayment is automatically taken from deposits into your Pockit account (BACs transfers within 30 days of the advance or bank transfers between 3 and 30 days of the advance):

  • If you borrowed £50 and have at least £25 in your account, any transfer of £50 or more will repay the advance.
  • If you borrowed £100 and have at least £25 in your account, any transfer of £100 or more will repay the advance.

It's easy and hassle free.

Can I access the Income Advance again after I repaid it?

Yes. You can access Income Advance again as long as all payments are made on time and you meet the eligibility criteria.

Who provides the Income Advance service?

Income Advance is a service provided by SteadyPay in partnership with Pockit.

Do you need a good credit score to access Income Advance?

You don't need to have a good credit score to be eligible for Income Advance. A soft credit check may be conducted which does not affect your credit score. Terms and conditions apply. Please note: if you have negative factors on your credit report e.g. a bankruptcy, CCJs or IVAs, this product will not be available for you at this time.

Get started now

Income Advance is only available for Pockit users. Sign up for a Pockit account in minutes.

Apply now

Download Pockit app to get started

Download Pockit app

Advance £50 for £4.99 and £100 for £9.99 flat fee²

Pay 0% interest, no hard credit checks²