The easy prepaid Mastercard® & account

  • ✓ Quick & easy signup. No credit checks1 
  • ✓ Instant UK account number & sort code
  • ✓ Start using your new Mastercard® before it arrives in the post

Download Pockit app to get started

Download Pockit app
✓ New to the UK
✓ No credit checks
✓ No minimum balance required

Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).

Follow these steps:


Apply online


Confirm your email


Add £10


Get your Pockit card delivered for FREE

Trusted by 900,000+ customers


"I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account."


"Slick app and web interface make it really easy to keep track of transactions and spending."


"I absolutely love my new account!! Thought it was a brilliant idea to get my pin through the app rather than wait for it to be delivered."

Prepaid Mastercard®
for everyday use

Pockit card front

to top up

 ✓ By bank transfer
✓ Via a debit card load
✓ Cash via PayPoint 7 days a week2

Easy to get
cash out

✓at any ATM with a Mastercard® logo
✓at a PayPoint store
near you open

Shop online

Find your instant card details and PIN online or in the Pockit app

Stay on top
of your money

Get instant spend notifications & balance update on your phone

Shop in-store instantly with


Manage card
on the go

Instantly lock your card if it’s lost or stolen. Get a new one easily.
Get started

Pay &
get paid easily

The Pockit app

Instant account number & sort code

Get paid your salary or benefits a day earlier for FREE

Send money in the UK & abroad

Pay bills & Direct Debits, top up Paypal

Check your transactions in real time

Manage Direct Debits in the app

Get started

extra cash

Get up to £20/month in cashback rewards

Use your Pockit card when shopping, set Direct Debits and earn up to £20/month in cashback1

Learn more —>

Save up to £150 on broadband, phone & TV bills

✓ Compare 95%+ deals on the market
✓ Get an impartial quote
✓ Add TV and landline

Learn more —>

Get a new mobile deal and save up to £264

✓ Compare 1,000s of deals
✓ Phone+SIM or SIM only
✓ Contracts from one month

Learn more —>

Chance to win £250 every week

Just shop with your Pockit card for a chance to win £250 every week (terms apply)

Get started

Get fast, friendly customer service

Message us in the app or send us an email. Our friendly team is here to help.

Pockit customer service

"I find customer support to be friendly and they do respond quickly"

Danny from Trustpilot

"Excellent customer service. They are very hard working. They will go to extra step for you."

Aarun from Trustpilot

"I'm very happy with team support, they are very fast to solve any problem you have."

Sthefane from Trustpilot
Get started

Frequently Asked Questions

What is Pockit?

Pockit is an award winning prepaid Mastercard® and account.

Here's just a few reasons why 700,000+ of our members love Pockit:

1. Contactless prepaid Mastercard® with up to 8% cashback rewards from Pockit partners (Argos, Primark, Sainsbury’s and more), easy top ups, cash loading and withdrawals via PayPoint.

2. Prepaid Pockit account with an instant sort code and account number, UK and international transfers plus Direct Debits. What’s more if you get your salary/benefits paid into your Pockit account we can advance money a day earlier for free!

3. Pockit app helps staying on top of your money 24/7 with instant spend notifications and real time statements. Manage your Pockit card in the app, check your card number and PIN plus manage Direct Debit on the go.

4. Pockit helps you find extra cash — beyond cashback rewards you could save up to £150 on your broadband bills if you switch your supplier via Pockit

Can I get my salary and benefits paid into a prepaid card?

Yes, you can.

You can get a day earlier.

Here is how you can do it —>

Can anyone open a Pockit account?

You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!

You have to be over 18 years old to qualify for a Pockit account and successfully pass residence checks.

Will getting a prepaid account affect your credit score?

A prepaid card will not decrease your credit score.

Can I get a prepaid account with bad credit?

Yes, you can get a prepaid account with bad or no credit history.

How does getting paid a day earlier work?

When you get your wages or benefits paid into Pockit via BACS transfer, we can advance you the money a day before it’s due!

No fees, no hassle, just more time with your money.

There’s no need to commit or sign anything. Just share your account details with your employer or benefits provider.

What is a prepaid account?

A prepaid account is a type of financial account that is funded in advance.

The account holder can then use the funds to make payments or purchase items in the future. Prepaid accounts are often used to manage expenses, such as utilities, mobile phone contracts, and TV license bills. They can also be used to make online purchases or to withdraw cash from a cash machine.

Prepaid accounts are an alternative to traditional checking and savings accounts, and they can be a helpful tool for budgeting and managing finances.

What is a prepaid card?

A prepaid card is a convenient way to manage your finances. Unlike a traditional debit or credit card, which requires a long and complex routing number and account number, prepaid cards come with their own unique sort code and account number that are easy to remember.

Additionally, prepaid cards can be used in a variety of ways, from making online purchases and paying bills to loading funds onto another card or bank account.

Finally, prepaid cards offer greater security and protection against fraud than traditional payment methods, making them the ideal choice for anyone who wants to stay on top of their finances while protecting themselves against potential problems. So if you're looking for a simple and secure way to manage your money, a prepaid card is the right choice for you.

Why use a prepaid card?

You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.

How does a prepaid card work?

You sign up for the card online and add money to your card via bank transfer, BACS or load cash through 27,000 Paypoint locations.

You can use your card to shop online and in-store, make faster payments, set up direct debits to pay your bills, send money abroad and more!

Is Pockit a prepaid credit card?

No, Pockit is a prepaid contactless Mastercard®.

Order your Pockit prepaid card today!

Order card now

Download Pockit app to get started

Download Pockit app

“I love Pockit, it’s brilliant, it’s simple and answers a need”

Susie, a Pockit customer