The easy prepaid Mastercard® & account

  • ✓ Quick & easy signup via PayPoint. No credit checks1 
  • ✓ Instant UK account number & sort code
  • ✓ Start using your new Mastercard® before it arrives in the post

Open account via PayPoint in minutes

Just add £10 via PayPoint to start and get your card delivered for FREE

Follow these steps:


Enter your email to get your personal barcode


Bring your barcode to the till & give £10 to a cashier


Finish registration in the Pockit app or pockit.com


Get your £10 loaded + your Pockit card delivered for FREE

Show this barcode to the shopkeeper 

and give them £10 to be added to your Pockit account 

Get your personal barcode


Bring this barcode to the till & give £10 to a cashier


Finish registration in the app or pockit.com


Get your £10 loaded + your Pockit card delivered for FREE

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Trusted by 900,000+ customers

Tesfa from Trustpilot

“It helps me with paying bills and I also like the fact that you can also get paid a day earlier”

David from Trustpilot

"I find my pockit account really easy to use, love how easy it is to put money on and how you get regular updates on your account."

Tyleka from Trustpilot

“I trust the Pockit card. I now get both my pensions and my disability payment paid direct into my Pockit account”

Here’s why our customers love Pockit

Prepaid contactless Mastercard®
for everyday use

Pockit card front

Easy top ups

 ✓ Bank transfer
✓ Debit card load
✓ Load cash via PayPoint 7 days a week2

Get cash out easily

✓any ATM with a Mastercard® logo
✓at a PayPoint store
near you open 7 days a week2

Instant card number. View details + PIN in the Pockit app.

Instantly lock your card if it’s lost or stolen. Get a new one easily.

Get instant spend notifications on your phone

extra cash

Get up to £20/month when you shop at Pockit partners3

Save up to £150 on broadband, phone & TV bills

Find out how much you could save by switching your broadband provider in the Pockit app

Get fast, friendly customer service

Message us in the app or send us an email. Our friendly team is here to help.

Pockit customer service

"I find customer support to be friendly and they do respond quickly"

Danny from Trustpilot

"Excellent customer service. They are very hard working. They will go to extra step for you."

Aarun from Trustpilot

"I'm very happy with team support, they are very fast to solve any problem you have."

Sthefane from Trustpilot

Pricing & limits

Pockit card frontPockit card back

Card delivery

FREE (usually £9.99)

Just add £10+ via PayPoint to qualify. Get your card in 2 working days.

Other delivery methods are available.

Earn cashback on every day spend

Membership fee

£1.99 / month

Additional card

FREE (up to 3 per account)

£3.99 delivery fee is applicable

Get cash out at ATM in the UK


Withdraw up to £250 at a time

Get cash out at PayPoint store near you


Withdraw up to £100 at a time

Get cash out at ATM abroad

£2.25 + 4% foreign exchange fee

Withdraw up to £250 at a time

Order a replacement card if it's lost or stolen

£3.99 (standard)

Other delivery methods are available.

Replace an expired card


Add money quickly and easily

Add cash at PayPoint store near you


Add up to £249 at a time OR up to £500 a day after you sent us your recent payslip or benefits letter.

Add money via a bank transfer to your account number


Add up to £3,000 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Add money by a card payment


Send money in the UK and abroad

Send money to another UK bank account


Send up to £2,500 at a time OR up to £5,000 at a time after you sent us your recent payslip or benefits letter.

Send money abroad

£0.99 + 0.3%

Our partner — Wise — charges a small fee. The fee is calculated based on the amount of your transfer. The fee is shown to you during the transfer.

Send money to other Pockit accounts


Pay bills via Direct Debit


Stay on top of your money 24/7

Pockit app


Web account


Instant spend notifications on your mobile


The Pockit app is required

24/7 fraud protection


Block/un-block your Pockit card


Frequently Asked Questions

What is Pockit?

Pockit is an award winning prepaid Mastercard® and account.

Here's just a few reasons why 670,000+ of our members love Pockit:

1. Contactless prepaid Mastercard® with up to 8% cashback rewards from Pockit partners (Argos, Primark, Sainsbury’s and more), easy top ups, cash loading and withdrawals via Paypoint.

2. Prepaid Pockit account with an instant sort code and account number, UK and international transfers plus Direct Debits. What’s more if you get your salary/benefits paid into your Pockit account we can advance money a day earlier for free!

3. Pockit app helps staying on top of your money 24/7 with instant spend notifications and real time statements. Manage your Pockit card in the app, check your card number and PIN plus manage Direct Debit on the go.

4. Pockit helps you find extra cash — beyond cashback rewards you could save up to £150 on your broadband bills if you switch your supplier via Pockit

How to open a Pockit account via PayPoint?

It's super easy to open a Pockit account via PayPoint. Here's how do it:

1. Show your unique barcode from this page to a cashier at a PayPoint store and give them £10
2. A cashier will give you a receipt with your unique Pockit code. Don't lose it as you won't be able to claim your £10 otherwise
3. Finish your registration in the Pockit app or pockit.com using your unique Pockit code from the receipt
4. Your £10 gets added to your Pockit account + you get your Pockit card delivered for FREE!

Can anyone open a Pockit account?

You can get an account no matter your credit history, how long you've been living in the UK or whether you have a passport or a driving licence!

You have to be over 18 years old to qualify for a Pockit account and successfully pass residence checks.

Will getting a prepaid account affect your credit score?

A prepaid card will not decrease your credit score.

How does getting paid a day earlier work?

When you get your wages or benefits paid into Pockit via BACS transfer, we can advance you the money a day before it’s due!

No fees, no hassle, just more time with your money.

There’s no need to commit or sign anything. Just share your account details with your employer or benefits provider.

What is a prepaid account?

A prepaid account is a type of financial account that is funded in advance.

The account holder can then use the funds to make payments or purchase items in the future. Prepaid accounts are often used to manage expenses, such as utilities, mobile phone contracts, and TV license bills. They can also be used to make online purchases or to withdraw cash from a cash machine.

Prepaid accounts are an alternative to traditional checking and savings accounts, and they can be a helpful tool for budgeting and managing finances.

Why use a prepaid card?

You can use a prepaid card to shop via contactless, shop online with peace of mind, track your spend and budget through our free Pockit app.

Is Pockit a prepaid credit card?

No, Pockit is a prepaid contactless Mastercard®.

How to withdraw your £10 if you changed your mind?

If you changed your mind you can withdraw your £10 quickly and easily via PayPoint. All you need is your unique barcode.

Depending on where you are within the application process you may following different steps to get your unique barcode:

1. If you already opened your Pockit account — you can withdraw your £10 via bank transfer or take cash out at an ATM or PayPoint store.
2. If you started but no completed your registration — we'll email a link to request your unique barcode. You'll need a receipt with your Pockit code to complete the process. Once you have your barcode head to any of 27,000 PayPoint stores near you to get your £10.
3. If you haven't started your application process yet — please contact us and one of our customer service team will be able to help. You will need your receipt at hand to complete the process.