Signup today and get a 3 months for free

Open account in 3 minutes online or in-app, get your contactless prepaid Mastercard® in 2 working days†.

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Why choose Pockit?

Your Pockit account costs £1.99/month. The full breakdown of the transactional fees can be found here.

It’s faster to pay with your contactless card (up to £45)

✅ Track spending and budget easily

✅ Add cash easily or top up via bank transfer

✅ Real-time notifications about spending and balance updates

✅ Get cash at any ATM, pay in stores, and shop online

✅ Earn up to £20/month in cashback¹

How it works


Sign up in 3 minutes

Get your contactless prepaid Mastercard® in 2 working days


Add £50

Use your Prepaid Mastercard® to shop online and in-store


Use your Pockit card

Use your prepaid Mastercard® to shop online and in-store

Apply now

Download Pockit app to get started

Download Pockit app
✓Sign up in 3 minutes
✓ No credit checks
✓ No minimum balance required

Your rewards

better deals

A higher credit score means better deals on a new mobile phone, furniture or when you borrow money.

Pot of

Save for 12 months and at the end you’ll have a pot of money for a rainy day, Christmas gifts or a holiday.

Frequently Asked Questions

What happens if I can’t make a payment?

If you can’t make a month’s payment for any reason, you have two options:

  1. Unlock your Pockit LOQBOX before your payment date and get all your savings back. This means you won’t keep building your credit history and it will be reported as a settled debt, but this is much better than missing a monthly payment, which will hurt your credit score.
  2. If you miss a payment and don’t unlock your Pockit LOQBOX before then, it can hurt your credit score.

How much does it cost?

Pockit LOQBOX is free to add to your Pockit account. Each month on the day you selected, we will collect the amount you decided to save, plus £0.99 to cover the cost of putting the money into your Pockit LOQBOX.

Can I pay in weekly or every four weeks, rather than monthly?

No. We have to take your payment on the same day each month. This date is set when you activate your Pockit LOQBOX.

Can I pay a different monthly amount or add extra money if I have it?

Nope. We have to take your payment on the same day of each month. You choose this date when you activate Pockit LOQBOX and your fixed monthly repayments are what help you build your credit history.

Can I take my money out early?

Yes, you can unlock your Pockit LOQBOX earlier, if you want. When you ‘unlock’ your Pockit LOQBOX, you get back the entire amount you’ve paid in so far. Best to wait for at least 4 months as unlocking too early could harm your credit history.