Pockit Blog

Credit builder

Everything you need to know about credit builders

July 9, 2024

Credit Builder

Building up your credit history is key if you ever want to get a loan, apply for finance on a car, or take out a credit card. It's also increasingly important for renters as landlords can run credit checks before accepting you as a tenant. Credit builders are arguably the best way to kickstart your financial health. In this guide, we explore what they are and how they work before looking at Pockit, a solution which you can sign up for in just three minutes.

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Credit builder vs prepaid card: Understanding the difference

July 4, 2024

Credit Builder

In this guide, we'll break down the difference between standard and credit-building prepaid cards, the different features they offer, and who they're for.

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How do credit scores work: A guide to credit reference agencies

July 2, 2024

Credit Builder

In this article, we'll take a deep dive into what credit reference agencies do, who the main players are and how they measure credit. We also provide some useful reminders about building your credit score.

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How to build credit score UK

June 25, 2024

Credit Builder

In this article, we explore how you can find out what your credit score is and how you can start to improve it if you have a low credit score or no credit history at all. We also look at how you can use Pockit’s credit builder to start building your credit history more quickly.

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Guide for new immigrants in the UK on how to build credit score

June 20, 2024

Credit Builder

When you first arrive in the UK, the banking and credit system can seem complicated and difficult to navigate. In this article, we'll look more closely at what credit is and how you can build it. We’ll also introduce Pockit: an account that is easy to open, allows you to build credit and gives you access to great rewards.

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How to get help with credit scores

June 18, 2024

Credit Builder

A positive credit score is important to open certain bank accounts, acquire loans, and get finance agreements. In this guide, we'll cover how you can get help with your credit score if you need to understand your score or if you have a low credit score and want to build it back up.

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Why can't I get a credit card in the UK?

June 11, 2024

Credit Builder

If you've ever tried to get a credit card in the UK you know it can be confusing to understand why your application has been rejected. In this article, we'll take a look at the common causes, how to overcome them, and some interesting alternatives to credit cards that you might not have considered.

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Top 6 Tips to Build Your Credit Score

March 18, 2024

Credit Builder

Improving your credit score can seem like a difficult task, but some simple steps and tools can help you make progress within a few months. This post has a few tips on simple ways you can build your score.

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How Pockit Fast Track to Credit can help you build your credit score

March 18, 2024

Credit Builder

Fast Track to Credit is Pockit's new subscription that helps you build your credit score. In this blog post, find out how it works and how taking a personal loan and paying it on time could have a positive impact on your credit history.

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What is credit history and why does it matter?

February 12, 2024

Credit Builder

In this blog, we will cover fundamental information about credit rating, how to access your credit report, and how checking your records may impact your score.

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